Pumpkin White Chocolate Muffin Loaf

Featured in: Sunrise Spoonfuls

This moist pumpkin loaf is enriched with aromatic spices and creamy white chocolate chips. Simple to prepare, it uses a blend of pantry staples, canned pumpkin purée, and classic baking spices for depth of flavor. Gently folded chocolate chips add sweetness, while a golden crust and tender crumb make each slice irresistible. Ideal for breakfast, snacking, or sharing, this loaf bakes up in just over an hour and yields 8–10 slices. Enjoy it plain, with extra toppings, or lightly toasted for the ultimate cozy treat.

Updated on Mon, 27 Oct 2025 15:16:04 GMT
Warm, spiced Pumpkin White Chocolate Muffin Loaf; a soft slice with melting chips. Save It
Warm, spiced Pumpkin White Chocolate Muffin Loaf; a soft slice with melting chips. | sunnyspoonful.com

This pumpkin white chocolate muffin loaf is one of those bakes that always feels extra special but is secretly simple. The spiced pumpkin keeps every slice incredibly moist while the pockets of white chocolate make it feel almost dessert-like. If you want something cozy for breakfast or a sweet afternoon pick-me-up, this loaf has you covered.

The first time I baked this on a chilly October weekend, my kitchen smelled like cinnamon and vanilla all morning. Now, whenever I bring a loaf to a potluck, there are never any leftovers.

Ingredients

  • All-purpose flour: Essential for structure in the loaf Choose unbleached for a light crumb
  • Baking powder and baking soda: Help the loaf rise for a fluffy texture Use fresh leaveners for best results
  • Salt: Balances the sweetness and brings out the flavors Fine sea salt blends evenly
  • Ground cinnamon, nutmeg, ginger: These spices warm the pumpkin and create aroma Choose fresh or high quality ground spices for the most vibrant taste
  • Canned pumpkin purée: Moistens the loaf and adds natural sweetness Look for pure pumpkin not pie filling
  • Granulated sugar and light brown sugar: Provide sweetness and keep the crumb tender Always pack brown sugar firmly for accuracy
  • Large eggs: Give the loaf stability and richness Fresh room temperature eggs mix in more smoothly
  • Vegetable oil: Adds softness and helps the loaf stay fresh Canola or sunflower oil work well
  • Milk: Helps with moisture and gives crumb a slight tenderness Use whole milk for a richer flavor
  • Pure vanilla extract: Enhances both the pumpkin and white chocolate opt for real vanilla when possible
  • White chocolate chips: Creamy bursts of sweetness scatter through each bite Choose high quality chips for best melting and flavor

Instructions

Preheat and Prep:
Set your oven to 350 degrees Fahrenheit about 175 degrees Celsius. Grease a 9 by 5 inch loaf pan and line it with parchment so the loaf lifts out easily after baking. This step ensures you get nice clean slices later on.
Mix the Dry Ingredients:
Combine the flour baking powder baking soda salt cinnamon nutmeg and ginger in a medium bowl. Whisk thoroughly to distribute the leaveners and spices so no one bite is overpowering.
Mix the Wet Ingredients:
In a large bowl whisk together the pumpkin purée both sugars eggs oil milk and vanilla until everything is smooth and has no pockets of unmixed pumpkin or eggs. Mixing well at this stage makes the loaf texture more uniform.
Combine Wet and Dry:
Gently stir the dry mixture into the wet mixture. Stop as soon as you no longer see streaks of flour. Overmixing at this stage makes muffins or loaves tough rather than tender.
Fold in White Chocolate Chips:
Add white chocolate chips with a rubber spatula and fold them through the batter so every slice gets a sweet bite. If you want to add nuts now is the time.
Fill the Pan and Top:
Pour the batter evenly into your lined loaf pan. Smooth the top with a spatula and sprinkle more chocolate chips over the surface for an enticing finish.
Bake:
Place the pan in the oven and bake for 50 to 60 minutes. Check after 50 minutes by inserting a toothpick in the center. If it comes out mostly clean with just a few moist crumbs it is done. If the top is browning too quickly tent loosely with foil after 40 minutes.
Cool:
Let the loaf cool in its pan on a wire rack for 10 minutes so it sets up. Then lift it out with the parchment and cool completely before slicing. Cooling fully makes neater pieces and keeps the loaf moist inside.
Golden Pumpkin White Chocolate Muffin Loaf, showcasing moist texture and delicious white chocolate. Save It
Golden Pumpkin White Chocolate Muffin Loaf, showcasing moist texture and delicious white chocolate. | sunnyspoonful.com

Pumpkin is my favorite part of this loaf. I remember baking a double batch during a family fall gathering and watching everyone grab a second slice. Nothing beats the warmth and sweetness you get in every bite.

Storage Tips

Keep this loaf in an airtight container at room temperature for up to three days. For longer storage wrap tightly in plastic wrap and refrigerate for up to one week. To freeze slice first and wrap slices individually for grab-and-go snacks. Let thaw at room temperature or pop a slice in the toaster for a warm treat.

Ingredient Substitutions

Butternut squash purée works beautifully in place of pumpkin and gives a slightly different flavor. Dairy-free milk can be subbed for regular if needed. If you run out of white chocolate try dark chocolate chips for a richer finish.

Serving Suggestions

Serve slices lightly toasted with a pat of butter for a cafe style touch. Add a dusting of powdered sugar just before serving if you want extra sweetness. For a festive brunch offer alongside spiced chai or hot apple cider.

Cultural and Seasonal Notes

Pumpkin bread is a comforting classic in American autumn baking. Combining it with white chocolate turns it into a treat that feels both homey and a little decadent. In different seasons you can swap in spices like cardamom or cloves to match the occasion.

Homemade Pumpkin White Chocolate Muffin Loaf, aromatic spices fill the air—ready for sharing. Save It
Homemade Pumpkin White Chocolate Muffin Loaf, aromatic spices fill the air—ready for sharing. | sunnyspoonful.com

This pumpkin loaf makes every morning smell sweeter. For the softest crumb, slice only after cooling fully—if you get the chance to wait.

Recipe FAQs

Can I substitute butternut squash for pumpkin?

Yes, butternut squash purée can be used in place of pumpkin with similar results and flavor profile.

How do I know when the loaf is baked?

Insert a toothpick into the center—it should come out clean or with a few moist crumbs, not wet batter.

What can I use for extra texture?

Chopped pecans or walnuts add crunch. Stir 1/2 cup into the batter before baking for a nutty lift.

Is the loaf suitable for vegetarians?

Yes, all listed ingredients meet vegetarian standards. Be sure to check chocolate packaging for confirmation.

Can I use fresh pumpkin purée?

Freshly made purée can be used. Ensure it’s well-drained and smooth for the best texture in the loaf.

How should leftovers be stored?

Wrap cooled slices tightly and store at room temperature for up to 3 days, or freeze for longer freshness.

Pumpkin White Chocolate Muffin Loaf

Moist pumpkin loaf studded with white chocolate chips; aromatic, spiced, and perfect for breakfast or dessert.

Prep Time
15 mins
Cook Time
55 mins
Total Duration
70 mins
Authored by Lana Bright

Recipe Type Sunrise Spoonfuls

Skill Level Easy

Cuisine Style American

Recipe Yield 10 Serving Size

Diet Preferences Vegetarian-Friendly

What You'll Need

Dry Ingredients

01 2 cups all-purpose flour
02 1 teaspoon baking powder
03 1/2 teaspoon baking soda
04 1/2 teaspoon salt
05 1 teaspoon ground cinnamon
06 1/2 teaspoon ground nutmeg
07 1/4 teaspoon ground ginger

Wet Ingredients

01 1 cup canned pumpkin purée
02 2/3 cup granulated sugar
03 1/2 cup packed light brown sugar
04 2 large eggs
05 1/2 cup vegetable oil
06 1/4 cup milk
07 1 teaspoon pure vanilla extract

Add-ins

01 3/4 cup white chocolate chips, plus extra for topping

Directions

Step 01

Prepare the Pan: Preheat oven to 350 degrees Fahrenheit. Grease and line a 9x5-inch loaf pan with parchment paper.

Step 02

Mix Dry Ingredients: In a medium mixing bowl, whisk together flour, baking powder, baking soda, salt, cinnamon, nutmeg, and ginger until evenly combined.

Step 03

Combine Wet Ingredients: In a large bowl, whisk together pumpkin purée, granulated sugar, light brown sugar, eggs, vegetable oil, milk, and vanilla extract until the mixture is smooth and homogenous.

Step 04

Combine Wet and Dry Mixtures: Gradually stir the dry ingredients into the wet mixture, mixing gently with a spatula or spoon until just incorporated. Avoid overmixing to ensure a tender crumb.

Step 05

Fold in White Chocolate: Gently fold in the white chocolate chips until evenly distributed throughout the batter.

Step 06

Fill Pan and Top: Transfer the batter to the prepared loaf pan, smoothing the top. Sprinkle additional white chocolate chips over the batter for garnish if desired.

Step 07

Bake: Bake in the preheated oven for 50 to 60 minutes, or until a toothpick inserted in the center emerges clean or with only a few moist crumbs attached.

Step 08

Cool: Let the loaf cool in the pan for 10 minutes, then transfer onto a wire rack to cool completely before slicing.

Tools You'll Need

  • 9x5-inch loaf pan
  • Mixing bowls
  • Whisk
  • Rubber spatula or spoon
  • Wire rack
  • Parchment paper

Allergy Information

Review each ingredient to identify potential allergens, and consult a healthcare professional if you're unsure.
  • Contains wheat (gluten), eggs, and milk (white chocolate chips, milk).
  • May contain tree nuts if using optional add-ins, or if white chocolate is processed in facilities handling nuts.
  • Review ingredient packaging for specific allergen information.

Nutrition Details (Per Serving)

This nutritional data is for reference only and isn't a substitute for medical advice.
  • Caloric Value: 275
  • Fats: 11 grams
  • Carbohydrates: 40 grams
  • Proteins: 4 grams